If standard dental plans are not working for your business you may be interested in creating a custom dental plan. A Direct Reimbursement Plan may be what you are looking for. With Direct Reimbursement (DR), it's easy to create a dental plan to meet your specific needs. DR is a self-funded program in which the individual is reimbursed based on a percentage of dollars spent for dental care provided, and which allows employees to seek treatment from the dentist of their choice. Group Dental With more than 92% of California dentists and 143,000 dentist locations nationwide, Delta Dental offers the industry’s largest dental network. Delta’s contracts with dentists allow them to keep tight control over treatment costs and quality of care provided to enrollees, making their HMO, PPO, and traditional fee-for-service programs the best managed care values on the market. With their variety of plans and direct payments to dentists, 98% of Delta enrollees renew every year. In addition, CoPower provides a full range of administrative services for Delta Dental. With over 25 years in the business, Golden West Dental has recruited the highest quality private practice dental offices in California to participate in their prepaid plans. Their bilingual member service teams are available to help with enrollment questions or provider selections. With a 24-hour turnaround, their claims department has been recognized by industry peers as being one of the most efficient in terms of speed and accuracy, and their network retention rates are consistently high year after year. Through our DentalGuard insurance products, you and your family will receive comprehensive and flexible dental coverage. DentalGuard traditional indemnity plans offer you the option to visit any dentist or specialist when you need care. Guardian also offers pre-paid dental health maintenance organization (DHMO) plans in certain geographical regions. As one of the nation's largest dental benefits companies, HumanaDental offers dental insurance to individuals and employers. Our products and people are organized to meet your needs. - We have never missed a performance guarantee - Responsive, respectful service - Quick, accurate claims turnaround With 25 years as the nation’s largest consumer health organization, PacifiCare serves more than three million health plan members and approximately nine million specialty plan members nationwide. PacifiCare offers individuals, employers, and Medicare beneficiaries a variety of consumer-driven health care and insurance products. As a leading consumer health organization committed to making people’s lives healthier and more secure, their mission is to create long-term shareholder value. Specialty operations include behavioral health, dental and vision, life insurance, and complete pharmacy and medical management through its wholly owned subsidiary, Prescription Solutions. Group Vision At BC Life & Health Insurance Company, we understand the role that quality vision care plays in the overall health and well-being of our members. We're proud to offer Blue View Vision, our proprietary vision plans for California and nationwide. You can provide your employees and their dependents with coverage that protects their vision and promotes employee health and safety. Blue Shield plans offer easy access to more than 22,000 ophthalmologists, optometrists and opticians nationwide including more than 5,000 providers in California through our vision plan administrator, MESVision. Cigna's optional vision plans can give your employees access to the quality vision care they need. Select from our nationwide vision plans that provide coverage for routine exams, as well as discounts on eyewear and contact lenses. EyeMed Vision Care is one of the leading managed vision care organizations in the industry. Its unique relationship with recognized vision care leaders Luxottica Group, the world’s leading eyeglass frame manufacturer, and its corporate owned leading optical retailers such as LensCrafters and Pearle Vision, provide stability and financial support that lead to continued growth year after year. Transamerica Occidental Life Insurance Company’s innovative life insurance & annuity products provide excellent underwriting guidelines and: - Affordable individual Universal Life Insurance with a 50-year no-lapse death benefit option available (or to age 100, whichever comes first - Joint Survivor Life with a 50-year guaranteed death benefit option - Excellent substandard offers - Preferred rate classes for healthier clients - Term policies renewable yearly – 10-, 15- and 20-year guaranteed rates Contact Unlimited Benefits today to discuss your group dental and vision needs.