Preferred Retirement Solution Providers
Fidelity offers retirement plan products for businesses of any size. When you choose Fidelity, you'll have access to all of our investment resources coupled with a plan design and service structure designed specifically for companies with limited human resources. Our robust technology simplifies plan administration, and our education programs and tools can help your employees plan for their financial well-being, including retirement, college planning, and other financial goals. Our retirement plan solutions are tailored to the unique needs of your company.
You can offer an additional benefit that will help them out now and in their retirement years. A quality retirement plan may be a way for you to reduce your company’s tax burden and set aside money for your own retirement. It can also be an excellent tool for attracting and retaining the valuable employees who help you make your business successful.
As the nation's 401(k) leader, the Principal Financial Group® (The Principal®) offers a broad array of products and services to meet your retirement plan needs.
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Which Retirement Solution should my Business Consider?
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Individual 401k | Employer only businesses including sole proprietors, partnerships, corporations, non-profit (May employ spouse) |
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401k | Sole proprietors, partnerships, corporations, non-profit |
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403k Safe Harbor | Sole proprietors, partnerships, corporations, non-profit |
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403b7 | Employees of public schools and 501(c)(3) organizations |
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403b | Employees of public schools and 501(c)(3) organizations |
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Section 457 | Employers eligible to set up plans under Section 457(b) are states, political subdivisions of a state (e.g., cities and counties), agencies and instrumentalities of a state or political subdivision thereof, and organizations exempt from tax under IRC Section 501 |
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Profit Sharing/Money Purchase | Sole proprietors, partnerships, corporations, non-profit, government entities |
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SEP | Sole proprietors, partnerships, corporations, non-profit, government entities |
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Simple IRA | Employers with 100 or less employees, including sole proprietors, partnerships, corporations, non-profit and government entities |
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What is the difference between a Defined Benefit Plan and a Defined Contribution Plan?
A defined benefit plan is an employer-sponsored retirement plan providing a predetermined benefit for the plan participant at retirement.
A defined contribution plan is an employer-sponsored retirement plan allowing contributions to be made for employees, which are generally based on a percentage of the employee’s compensation.
Take a look at this helpful Plan Comparison Guide.
Plan Comparison Guide >>
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